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Money & Finances

There are a hundred good causes and I freeze and end up giving to none of them. How do I decide where my money should actually go?


Old TestamentProverbs 3:27

Withhold not good from them to whom it is due, when it is in the power of thine hand to do it.

This sits in a chapter of a father's instructions to his son, among sayings about trust and honesty. The Hebrew is striking: it speaks of good owed to its owners, as though the person in need already has a claim on what is in your hand. Withholding becomes a delay in delivery rather than a failure to be nice. And it is limited by ability, which quietly rules out guilt about the whole world.

New TestamentGalatians 6:10

As we have therefore opportunity, let us do good unto all men, especially unto them who are of the household of faith.

Paul closes a letter to churches that had been torn apart by argument with a practical instruction: do good as the opportunities come, to everyone, with particular attention to the believers around you. It is not a ranking of who deserves help more. It is a recognition that responsibility begins with proximity, with the people whose situations you can actually see and verify for yourself.


A path forward

  1. Choose two causes only, one local enough to visit and one further away, and set up a standing order this week. A small consistent gift beats an agonised annual decision.

  2. Check that the organisations you pick publish their accounts, and that a sensible proportion of what you give reaches the work itself.

  3. Ask God in prayer over the next fortnight what he has already put in front of you. Giving usually becomes clearer when you notice what you already care about instead of hunting for a cause that impresses people.


Closing verse

Pure religion and undefiled before God and the Father is this, To visit the fatherless and widows in their affliction, and to keep himself unspotted from the world.

- James 1:27

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